Just a Little Rant About Health Insurance

So I was watching this movie that randomly came on TBS that had Chris Rock in it and it in some way had to do with health care and was funny so I decided to watch the movie. In the movie Chris Rock's character dies (on accident-it wasn't his time) so the angel of death puts him back into a old white guy's body. The part that related to health care was that the person who Chris Rock became was a hot shot working for some corporation, and he was giving a sales pitch about insurance. The line that made me laugh was when he says "they should really call insurance "in case shit happens" and if shit don't happen you should get your money back!".

 

 I just think that our system is so messed up in that people pay so much money into having health insurance, yet health insurance companies don't want to accept people they may actually end up having to pay money for. That seems really selfish to me that the companies are just out to get rich then to actually help sick people. Like I have mentioned many times both me and my older sister have "pre-existing" conditions that make us people insurance companies don't want to cover. Although changes have been made to keep insurance companies from refusing to cover patients with pre-existing conditions,  I think these companies are still going to find ways around having to cover people that they ACTUALLY might have to cover. This really bothers me because although I agree that health care is pricy if I am willing to pay for the health care I think that I deserve to have to pay the same amount as other people and not be kept from being insured. Okay well that is my rant. Let me know what you think?